Pay by voice. Prove it’s you.
AgentPay matches the caller’s voice to their enrolled voiceprint while they talk to your voice agent. A payment is approved mid-conversation, without reading out an OTP, a PIN or a card number.
Voice agents can close the sale. Checkout still asks for a code.
Voice agents now take orders, renew policies and collect dues end to end on a call. The weak point is the moment money moves: the caller is sent to an SMS, asked to read a one-time code aloud, or asked to recite card digits to a machine. Every step adds drop-off, and anything spoken can be overheard or replayed.
Voice biometrics makes the conversation itself the credential. The caller is verified by how they sound while they say what they want, and the agent spends only inside the mandate they approved.
- Wait for an SMS
- Read a six-digit code aloud
- Repeat it when the line drops
- Say “yes, pay it”
- Verified in the same sentence
Two problems every voice check has to solve.
Noisy, compressed phone lines
Calls arrive over narrowband codecs, speakerphones and busy streets. A model tuned on clean studio audio turns away real customers and lets close-enough voices through.
Scored on telephony-grade audio, with the match threshold weighed against signal quality.
Cloned and synthetic voices
A few seconds of public audio is enough to clone a voice. A check that only asks “does this sound like them?” can be beaten by a recording, or by a generated voice.
Liveness and replay detection run first. A synthetic or replayed voice fails before any voiceprint is compared.
Verified in the conversation. Settled on the rails.
Voice ID sits between your voice agent and the payment. Nothing moves until the voice is live, matches, and the request fits the caller’s mandate.
Caller
Speaks naturally
Voice agent
Captures intent and audio
AgentPay Voice ID
Runs while the caller talks
- Liveness
- Voiceprint match
- Risk score
Mandate check
Within scope, cap and time
Payment rails
UPI · Cards
Stops impostors
Liveness, replay and synthetic-voice checks gate every match, so a recording or a clone doesn't reach the payment.
No codes to read out
Callers confirm with their voice. No OTP to wait for, no PIN said aloud, no card number handed to a bot.
Shorter calls
Verification happens while the caller is already speaking, so approving a payment doesn't add a step to the conversation.
Lower cost per payment
Fewer OTP messages, fewer failed attempts, and fewer calls handed to a human just to confirm who's on the line.
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